Auto Loans


Get in the driver's seat today

At West Texas Credit Union, we understand that your vehicle is how you get things accomplished. That’s why our team has come up with as many ways as imaginable to get you behind the wheel. Our loan experts are just that – experts at helping you secure the best deal. We offer a range of financing options to make your car-buying process easy and hassle-free with competitive interest rates, discounts, and flexible payment plans.


Why choose West Texas CU:

  • Rates as low as 4.99% APR*
  • Includes both new and used vehicles
  • Terms up to 72 months for qualified members
  • Loan protection benefits
  • Member Reward Discounts applied for qualifying services*
  • Refinance your higher rate auto loans and save
  • No hidden fees, or early-payoff penalties


Get pre-approved:

When you are pre-approved for a West Texas CU auto loan, car dealers know you are a serious buyer and will be ready to offer a good deal to get your business. Plus, you'll be confident knowing that you have low-rate financing provided by West Texas CU.



*APR=Annual Percentage Rate. Rate of 4.99% APR is the lowest available rate. Loans subject to credit approval. Speak to your loan officer about our Member Reward Discount Program. 


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